:root{
  --navy:#00265D;
  --graphite:#4A4A4A;
  --gold:#C49A4A;
  --gold-hover:#b38a42;
  --white:#FFFFFF;
  --page:#F6F8FB;
  --panel:#FFFFFF;
  --line:#DDE4EC;
  --line-soft:#EEF2F6;
  --text:#182437;
  --muted:#5F6E7F;
  --muted-2:#738195;
  --shadow-soft:0 12px 28px rgba(0,38,93,.045);
  --shadow-panel:0 18px 42px rgba(0,38,93,.06);
  --shadow-glow:0 20px 50px rgba(196,154,74,.15);
  --error:#e11d48;
  --success:#10b981;
  --max:1180px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:Inter,"Segoe UI",Roboto,Arial,Helvetica,sans-serif;
  color:var(--text);
  background:var(--white);
  line-height:1.55;
  font-size:16px;
  overflow-x:hidden;
}
a{color:inherit;text-decoration:none;transition:color 0.2s ease;}
a:focus-visible,summary:focus-visible{outline:3px solid rgba(196,154,74,.45);outline-offset:4px}
.skip-link{position:absolute;left:-999px;top:auto;width:1px;height:1px;overflow:hidden}
.skip-link:focus{left:24px;top:20px;width:auto;height:auto;background:#fff;color:var(--navy);padding:10px 14px;z-index:1000;border:1px solid var(--line)}
.container{max-width:var(--max);margin:0 auto;padding:0 32px; position:relative; z-index:2;}
.topbar{background:rgba(255,255,255,.98);border-bottom:1px solid var(--line);box-shadow:0 8px 24px rgba(0,38,93,.035);position:sticky;top:0;z-index:20; transition:background 0.3s ease, box-shadow 0.3s ease;}

/* Glassmorphism additions */
.glass-header {
  background: rgba(255, 255, 255, 0.85);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border-bottom: 1px solid rgba(255, 255, 255, 0.3);
}

.header{min-height:72px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.brand{display:inline-flex;align-items:center;gap:11px;flex:0 0 auto}
.brand-mark{width:34px;height:34px;position:relative;display:grid;grid-template-columns:1fr 1fr;grid-template-rows:1fr 1fr;gap:4px}
.brand-mark span{display:block; transition:transform 0.3s cubic-bezier(0.4, 0, 0.2, 1);}
.brand:hover .brand-mark span {transform:scale(0.95);}
.brand-mark .b1{background:var(--navy);border-radius:7px 2px 2px 2px;clip-path:polygon(15% 0,100% 0,100% 78%,78% 100%,0 100%,0 18%)}
.brand-mark .b2{background:var(--graphite);border-radius:2px 7px 2px 2px;clip-path:polygon(0 0,82% 0,100% 18%,100% 100%,22% 100%,0 78%)}
.brand-mark .b3{background:var(--graphite);border-radius:2px 2px 2px 7px;clip-path:polygon(0 0,78% 0,100% 22%,100% 100%,18% 100%,0 82%)}
.brand-mark .b4{background:var(--navy);border-radius:2px 2px 7px 2px;clip-path:polygon(22% 0,100% 0,100% 82%,82% 100%,0 100%,0 22%)}
.brand-mark::after{content:"";position:absolute;left:50%;top:50%;width:8px;height:8px;transform:translate(-50%,-50%);border-radius:50%;background:var(--gold);box-shadow:0 0 0 3px var(--white)}
.brand-word{color:var(--navy);font-size:23px;line-height:1;font-weight:800;letter-spacing:.045em}
.desktop-nav{display:flex;align-items:center;gap:18px;color:#314159;font-size:14px;font-weight:600;white-space:nowrap}
.desktop-nav a{padding:6px 0;border-bottom:2px solid transparent; transition:all 0.2s ease;}
.desktop-nav a:not(.btn-primary-sm):hover,.desktop-nav a[aria-current="page"]{color:var(--navy);border-color:var(--gold)}

/* Buttons */
.btn-primary-sm {
  display:inline-flex;
  align-items:center;
  background: var(--navy);
  color: var(--white) !important;
  padding: 8px 16px !important;
  border-radius: 6px;
  border: none !important;
  font-weight: 600;
  transition: all 0.2s ease;
}
.btn-primary-sm:hover { background: var(--gold); transform: translateY(-1px); }
.btn-primary {
  display:inline-flex;
  align-items:center;
  justify-content:center;
  background: var(--navy);
  color: var(--white);
  padding: 14px 28px;
  border-radius: 8px;
  font-weight: 600;
  font-size: 16px;
  border: none;
  cursor: pointer;
  transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
  box-shadow: 0 4px 14px rgba(0,38,93,.2);
  position:relative;
  overflow:hidden;
}
.btn-primary:hover {
  background: var(--gold);
  transform: translateY(-2px);
  box-shadow: var(--shadow-glow);
}
.btn-secondary {
  display:inline-flex;
  align-items:center;
  justify-content:center;
  background: rgba(255,255,255,0.8);
  color: var(--navy);
  padding: 14px 28px;
  border-radius: 8px;
  font-weight: 600;
  font-size: 16px;
  border: 1px solid var(--line);
  cursor: pointer;
  transition: all 0.3s ease;
  backdrop-filter: blur(4px);
}
.btn-secondary:hover {
  border-color: var(--navy);
  background: #fff;
  transform: translateY(-2px);
}

.mobile-nav{display:none}

/* KYC / OLD HERO */
.hero{padding:76px 0 68px;border-bottom:1px solid var(--line);background:linear-gradient(180deg,#fff 0%,#fff 62%,#F8FAFC 100%); position:relative;}
.hero-grid{display:grid;grid-template-columns:minmax(0,1.08fr) minmax(360px,.92fr);gap:56px;align-items:center}
.page-hero{padding:68px 0;border-bottom:1px solid var(--line);background:linear-gradient(180deg,#fff 0%,#fff 74%,#FAFBFD 100%)}

/* COMMERCIAL HERO */
.commercial-hero {
  padding: 120px 0 100px;
  border-bottom:none;
  background: #fff;
  overflow:hidden;
}
.hero-bg-glow {
  position:absolute;
  top:-20%;
  right:-10%;
  width:600px;
  height:600px;
  background: radial-gradient(circle, rgba(196,154,74,0.1) 0%, rgba(255,255,255,0) 70%);
  border-radius: 50%;
  z-index:1;
  pointer-events:none;
}
.hero-bg-glow::after {
  content:"";
  position:absolute;
  bottom:-20%;
  left:-50%;
  width:800px;
  height:800px;
  background: radial-gradient(circle, rgba(0,38,93,0.05) 0%, rgba(255,255,255,0) 70%);
  border-radius: 50%;
}
.hero-grid-center {
  display:flex;
  flex-direction:column;
  align-items:center;
  text-align:center;
}
.hero-content {
  max-width: 860px;
}

.eyebrow{display:inline-flex;align-items:center;gap:9px;margin-bottom:20px;color:var(--graphite);font-size:13px;line-height:1;font-weight:700;letter-spacing:.12em;text-transform:uppercase}
.eyebrow::before{content:"";width:8px;height:8px;border-radius:50%;background:var(--gold); box-shadow:0 0 0 2px rgba(196,154,74,0.2)}
h1{margin:0;max-width:820px;color:var(--navy);font-size:58px;line-height:1.05;letter-spacing:-.035em;font-weight:800;overflow-wrap:anywhere}
.page-hero h1{font-size:46px}
.hero-copy,.page-copy{margin:24px auto 0;color:#43536A;font-size:19px;line-height:1.68; font-weight:400;}

.info-links{display:flex;gap:14px;flex-wrap:wrap;margin-top:32px}
.info-links.flex-center { justify-content:center; margin-top:40px; }

/* KYC PANELS & FACTS */
.id-panel{background:var(--panel);border:1px solid var(--line);box-shadow:var(--shadow-panel); border-radius:12px; overflow:hidden;}
.id-panel-header{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:26px 28px 18px;border-bottom:1px solid var(--line); background:#FAFBFD}
.id-panel-header h2{margin:0;color:var(--navy);font-size:20px;letter-spacing:-.01em; font-weight:700}
.coord-dot{width:10px;height:10px;border-radius:50%;background:var(--gold);flex:0 0 auto; box-shadow: 0 0 0 3px rgba(196,154,74,0.2)}
.id-list{display:grid;margin:0;padding:2px 28px 20px}
.id-row{display:grid;grid-template-columns:150px minmax(0,1fr);gap:18px;padding:15px 0;border-bottom:1px solid var(--line-soft)}
.id-row:last-child{border-bottom:0}
.id-label{margin:0;color:var(--muted-2);font-size:11px;font-weight:700;letter-spacing:.08em;text-transform:uppercase}
.id-value{margin:0;color:var(--text);font-size:15px;font-weight:500;overflow-wrap:anywhere}

.section{padding:90px 0}
.section.alt{background:var(--page)}
.section-head{display:flex;align-items:flex-start;justify-content:space-between;gap:32px;margin-bottom:40px;padding-bottom:0;border-bottom:none;}
.section-head.text-center { flex-direction:column; align-items:center; text-align:center; margin-bottom:50px;}

.section-kicker{display:inline-flex;align-items:center;gap:9px;margin-bottom:12px;color:var(--graphite);font-size:13px;font-weight:700;letter-spacing:.12em;text-transform:uppercase}
.section-kicker::before{content:"";width:8px;height:8px;border-radius:50%;background:var(--gold);flex:0 0 auto}
.section-title{margin:0;color:var(--navy);font-size:38px;line-height:1.16;letter-spacing:-.025em;font-weight:800;overflow-wrap:anywhere}
.section-note{margin:0;max-width:560px;color:var(--muted);font-size:16px;line-height:1.65; margin-top:16px;}

.facts{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));background:#fff;border:1px solid var(--line);box-shadow:var(--shadow-soft);margin:0; border-radius:12px; overflow:hidden;}
.fact{min-height:140px;padding:28px 30px;border-right:1px solid var(--line);border-bottom:1px solid var(--line);background:linear-gradient(180deg,#fff 0%,#fff 70%,#FCFDFE 100%); transition:background 0.3s;}
.fact:hover { background:#F8FAFC; }
.fact:nth-child(2n){border-right:0}.fact:nth-child(n+3){border-bottom:0}
.label{margin:0 0 8px;color:var(--muted-2);font-size:11px;font-weight:700;letter-spacing:.08em;text-transform:uppercase}
.value{margin:0;color:var(--text);font-size:18px;line-height:1.35;font-weight:600;overflow-wrap:anywhere}

/* COMMERCIAL SCOPE GRID */
.commercial-scope-grid {
  display:grid;
  grid-template-columns: repeat(2, 1fr);
  gap:24px;
}
.premium-card {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 16px;
  padding: 40px;
  box-shadow: 0 4px 20px rgba(0,38,93,0.03);
  transition: all 0.4s cubic-bezier(0.4, 0, 0.2, 1);
  position:relative;
  z-index:1;
  overflow:hidden;
}
.premium-card::before {
  content:"";
  position:absolute;
  top:0;left:0;right:0;height:4px;
  background: linear-gradient(90deg, var(--gold), #E6C875);
  opacity:0;
  transition: opacity 0.3s;
}
.premium-card:hover {
  transform:translateY(-4px);
  box-shadow: 0 12px 40px rgba(0,38,93,0.08);
  border-color: rgba(196,154,74,0.3);
}
.premium-card:hover::before { opacity:1; }
.premium-card.span-full { grid-column: 1 / -1; }
.card-icon {
  font-size: 32px;
  margin-bottom: 20px;
  display:inline-flex;
  align-items:center;
  justify-content:center;
  width:64px;height:64px;
  background: var(--page);
  border-radius: 12px;
}
.premium-card h3 {
  margin: 0 0 16px;
  font-size: 22px;
  font-weight: 700;
  color: var(--navy);
}
.premium-card p {
  margin: 0;
  color: var(--muted);
  line-height: 1.7;
  font-size:16px;
}
.premium-list {
  margin: 20px 0 0;
  padding: 0;
  list-style:none;
}
.premium-list li {
  position:relative;
  padding-left: 28px;
  margin-bottom: 12px;
  color: var(--muted);
  line-height:1.6;
}
.premium-list li strong { color: var(--navy); font-weight:600;}
.premium-list li::before {
  content:"";
  position:absolute;
  left:0; top:8px;
  width:16px; height:16px;
  background: url('data:image/svg+xml;utf8,<svg viewBox="0 0 20 20" fill="%23C49A4A" xmlns="http://www.w3.org/2000/svg"><path d="M16.707 5.293a1 1 0 010 1.414l-8 8a1 1 0 01-1.414 0l-4-4a1 1 0 011.414-1.414L8 12.586l7.293-7.293a1 1 0 011.414 0z"/></svg>') no-repeat center;
}

/* CONTACT SECTION */
.contact-grid {
  display:grid;
  grid-template-columns: 0.9fr 1.1fr;
  gap: 60px;
  align-items: start;
}
.contact-details { padding-top:10px; }
.company-card {
  margin-top: 40px;
  background: var(--page);
  padding: 32px;
  border-radius: 16px;
  border: 1px solid var(--line);
}
.company-card h3 {
  margin: 0 0 24px;
  font-size:18px;
  color:var(--navy);
  text-transform:uppercase;
  letter-spacing:0.05em;
  font-weight:700;
}
.detail-row {
  display:flex;
  align-items:flex-start;
  gap:16px;
  margin-bottom:20px;
}
.detail-row:last-child { margin-bottom:0; }
.detail-icon { font-size:24px; line-height:1; opacity:0.8; }
.detail-row strong { display:block; color:var(--navy); font-size:15px; margin-bottom:4px; font-weight:600;}
.detail-row span, .detail-row a { color:var(--muted); font-size:15px; line-height:1.5; display:block;}
.detail-row a:hover { color:var(--gold); }

/* PREMIUM FORM */
.form-wrapper {
  background: var(--white);
  padding: 48px;
  border-radius: 20px;
  box-shadow: var(--shadow-panel);
  border: 1px solid var(--line);
  position:relative;
  overflow:hidden;
}
.premium-form .form-group { margin-bottom: 24px; position:relative;}
.premium-form .form-row {
  display:grid;
  grid-template-columns: 1fr 1fr;
  gap:20px;
}
.premium-form label {
  display:block;
  margin-bottom: 8px;
  font-size: 14px;
  font-weight: 600;
  color: var(--navy);
}
.premium-form label .req { color: var(--gold); }
.premium-form label span { color: var(--muted-2); font-weight:400; font-size:13px; }
.premium-form input, .premium-form select, .premium-form textarea {
  width: 100%;
  padding: 14px 16px;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: #FAFCFF;
  font-family: inherit;
  font-size: 15px;
  color: var(--text);
  transition: all 0.3s;
}
.premium-form input:hover, .premium-form select:hover, .premium-form textarea:hover {
  border-color: #cbd5e1;
}
.premium-form input:focus, .premium-form select:focus, .premium-form textarea:focus {
  outline: none;
  border-color: var(--gold);
  background: #fff;
  box-shadow: 0 0 0 4px rgba(196,154,74,0.1);
}
.premium-form textarea { resize: vertical; min-height:120px;}
.select-wrapper { position:relative; }
.select-wrapper::after {
  content:"";
  position:absolute;
  right:16px; top:50%;
  transform:translateY(-50%);
  width:10px; height:6px;
  background: url('data:image/svg+xml;utf8,<svg viewBox="0 0 10 6" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M1 1L5 5L9 1" stroke="%235F6E7F" stroke-width="1.5" stroke-linecap="round" stroke-linejoin="round"/></svg>') no-repeat center;
  pointer-events:none;
}
.premium-form select { appearance:none; -webkit-appearance:none; padding-right:40px; cursor:pointer;}
.error-msg {
  display:none;
  color: var(--error);
  font-size: 12.5px;
  margin-top: 6px;
  font-weight:500;
}
.form-group.has-error input, .form-group.has-error select, .form-group.has-error textarea {
  border-color: var(--error);
  background: #fff1f2;
}
.form-group.has-error .error-msg { display:block; animation: shake 0.4s ease; }
@keyframes shake {
  0%, 100% {transform:translateX(0);}
  25% {transform:translateX(-4px);}
  75% {transform:translateX(4px);}
}
.btn-submit { width:100%; margin-top:10px; }
.btn-submit .spinner {
  display:none;
  width:20px;height:20px;
  border:3px solid rgba(255,255,255,0.3);
  border-radius:50%;
  border-top-color:#fff;
  animation:spin 1s linear infinite;
  margin-left:10px;
}
@keyframes spin { 100% {transform:rotate(360deg);} }
.form-processing .btn-submit .btn-text { display:none; }
.form-processing .btn-submit .spinner { display:inline-block; }
.form-processing { pointer-events:none; opacity:0.8;}

.form-success-overlay {
  position:absolute; top:0; left:0; right:0; bottom:0;
  background: rgba(255,255,255,0.95);
  backdrop-filter: blur(8px);
  z-index:10;
  display:flex;
  align-items:center;
  justify-content:center;
  border-radius:20px;
  text-align:center;
  animation: fadeIn 0.4s ease;
}
.success-content { padding: 40px; }
.success-icon {
  width:64px;height:64px;
  background: var(--success);
  color:#fff;
  border-radius:50%;
  display:flex;align-items:center;justify-content:center;
  font-size:32px;
  margin:0 auto 24px;
  box-shadow: 0 10px 24px rgba(16,185,129,0.3);
}
.success-content h3 { color:var(--navy); font-size:28px; margin:0 0 12px; }
.success-content p { color:var(--muted); font-size:16px; margin:0 0 32px; }

.fallback-captcha {
  background: var(--page);
  padding: 16px;
  border-radius: 8px;
  border: 1px solid var(--line);
}
.fallback-captcha label { margin-bottom:10px; }

/* KYC SECTIONS */
.role-layout{display:grid;grid-template-columns:.88fr 1.12fr;gap:42px;align-items:start}
.role-intro,.note-panel{padding:32px;border:1px solid var(--line);background:#fff;box-shadow:var(--shadow-soft); border-radius:12px;}
.role-intro p,.note-panel p{margin:14px 0 0;color:var(--muted);font-size:15px;line-height:1.7}
.checklist{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px 24px;margin:0;padding:0;list-style:none}
.checklist li{position:relative;padding:14px 0 14px 20px;border-bottom:1px solid var(--line);color:var(--text);font-weight:500}
.checklist li::before{content:"";position:absolute;left:0;top:23px;width:7px;height:7px;border-radius:50%;background:var(--gold)}
.compliance-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px}
.text-card{min-height:232px;padding:30px;background:#fff;border:1px solid var(--line);box-shadow:var(--shadow-soft); border-radius:12px; transition:transform 0.3s;}
.text-card:hover { transform:translateY(-4px); }
.label-line{width:34px;height:3px;margin-bottom:20px;background:var(--gold)}
.text-card h3{margin:0 0 12px;color:var(--navy);font-size:20px;line-height:1.16; font-weight:700;}
.text-card p{margin:0;color:var(--muted);font-size:14.5px;line-height:1.62}

.content-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}
.content-block{min-height:188px;padding:32px;background:#fff;border:1px solid var(--line);box-shadow:var(--shadow-soft); border-radius:12px;}
.content-block h3{margin:0 0 12px;color:var(--navy);font-size:22px;line-height:1.18; font-weight:700;}
.content-block p{margin:0;color:var(--muted);font-size:15px;line-height:1.74}

/* FOOTER */
footer{padding:60px 0 50px;background:var(--navy);color:#fff; position:relative; overflow:hidden;}
.glass-footer::before {
  content:"";
  position:absolute;
  top:0; left:0; right:0; bottom:0;
  background: radial-gradient(circle at top right, rgba(196,154,74,0.1), transparent 50%);
  pointer-events:none;
}
.footer-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:48px;align-items:start}
.footer-brand{display:flex;align-items:center;gap:12px;margin-bottom:16px}
.footer-brand .brand-mark .b1,.footer-brand .brand-mark .b2,.footer-brand .brand-mark .b3,.footer-brand .brand-mark .b4{background:#fff;opacity:.95}
.footer-brand .brand-mark::after{box-shadow:0 0 0 3px var(--navy)}
.footer-brand .brand-word{color:#fff}
.footer-legal-name{margin-bottom:8px;color:#EAF0F7;font-size:15px;font-weight:600;overflow-wrap:anywhere}
.footer-desc{max-width:480px;margin:0;color:#C8D3E2;font-size:14.5px}
.footer-links{display:flex; flex-wrap:wrap; gap:24px;margin-bottom:24px}
.footer-links a{color:#EAF0F7;font-size:14px; font-weight:500;}
.footer-links a:hover { color:var(--gold); }
.legal-note{padding-top:24px;border-top:1px solid rgba(255,255,255,.12);color:#9AA8BE;font-size:13px;line-height:1.65}

/* ANIMATIONS */
.fade-in { opacity:0; animation: fadeIn 0.8s ease forwards; }
.slide-up { transform:translateY(20px); }
.delay-1 { animation-delay: 0.15s; }
.delay-2 { animation-delay: 0.3s; }

@keyframes fadeIn {
  to { opacity:1; transform:translateY(0); }
}

/* RESPONSIVE */
@media (max-width:1040px){
  .desktop-nav{display:none}
  .mobile-nav{display:block;position:absolute;right:32px;margin-left:auto}
  .mobile-nav summary{list-style:none;cursor:pointer;color:var(--navy);border:1px solid var(--line);padding:9px 12px;font-weight:700; border-radius:6px;}
  .mobile-nav summary::-webkit-details-marker{display:none}
  .mobile-menu{position:absolute;top:72px;left:0;right:0;display:grid;gap:12px;padding:16px 32px 22px;background:rgba(255,255,255,0.95);backdrop-filter:blur(10px);border-bottom:1px solid var(--line);box-shadow:0 18px 34px rgba(0,38,93,.075); border-radius:0 0 12px 12px;}
  .mobile-menu a{color:var(--navy);font-weight:600;padding:8px 0; border-bottom:1px solid var(--line-soft);}
  .mobile-menu a:last-child { border-bottom:none; }
  .hero-grid,.role-layout,.footer-grid, .contact-grid {grid-template-columns:1fr}
  h1{font-size:46px}
  .compliance-grid,.content-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
}
@media (max-width:720px){
  .container{padding:0 24px}
  .commercial-hero { padding:80px 0 60px; }
  .section { padding: 60px 0;}
  h1,.page-hero h1{font-size:36px}
  .section-title{font-size:30px}
  .hero-copy,.page-copy{font-size:17px}
  .facts,.compliance-grid,.content-grid{grid-template-columns:1fr}
  .commercial-scope-grid { grid-template-columns: 1fr; }
  .premium-card.span-full { grid-column: 1 / -1; }
  .form-wrapper { padding: 32px 24px; }
  .premium-form .form-row { grid-template-columns: 1fr; gap:0;}
  .premium-card { padding:30px 24px; }
}